There’s a saying that says if we want better results, we need better questions. It strikes me that your questions make me sad. They seem to be should you keep working for yourself and have more freedom but less money, or should you go back to a job and have more money but less freedom.
I think there’s a 3rd question. What if you asked how you can increase your income and keep the freedom you enjoy. Once you ask that question, your mind will start suggesting ideas. That’s the magic of the human mind — it hates unanswered questions. :)