Nope, I have not been very privileged. I grew up poor, farm kid, with blue collar uneducated parents and raised my kid as a single Mom. So nope, no privilege.
In Canada, healthcare is provided for everyone. No one goes bankrupt because a family member is sick. No one is denied health care because they've been sick before.
And yes, there is capitalism here too. Where isn't there?
But for some reason that I don't understand, a lot of people in America think healthcare for all is a dirty concept, somehow.