Do you rent? Because the common experience is high rent that goes up annually, but no repairs unless they are absolutely necessary. My daughter is in an apartment building. The upstairs neighbor had a flood that leaked into her bathroom. Know what they did? Brought in a machine to dry it. Left the stained saggy tiles. There. It's dry. Her windows are so poorly sealed she gets ice on the inside of the windows. Don't look for better insulation or sealing. Go get a plastic window kit. Front door got broken once. Anyone could walk into the building for 3 days before they repaired it. And that's a good building. It's not infested with anything. Talk to renters. They'll open your eyes.